Although I have written about insurance for pets on many occasions, I have never purchased any policies and have no real conviction one way or the other as to it's usefulness.
I did receive an interesting comment from a reader that I thought that I should pass along to all of your.
"I have always had pet insurance.Since 1985 I was with a So.Cal popular company and most recently with a new company out of Canada. In the long run I have lost more money that support from the insurance companies. Any and all claims are initially denied than require an appeal and than you receive a minimum return due to insurance language. Also one needs to pay the cost up front and hope you will receive reimbursement. It is better to put away as much as you can for your animal and gain interest however small. I also recommend a looking into programs that are actually credit cards and have a program that is interest free if you meet the terms. My monthly premium for the company I just resigned from was $235.00 per month. The amount I paid over the last few months would have covered the bills. So my question, Is it really financially prudent to purchase this product. I also recommend making sure that the insurance company you pick is endorsed by the Dept of Insurance. Thanks..."
Good comments and some ideas for you to consider regarding per insurance.